19+

About Advanced Learner Loans funding

About Advanced Learner Loans

The Advanced Learner Loan pays your Dimensions Training Solutions course tuition fees

If you’re 19 or over when your course starts and have lived in the UK for at least 3 years, you could be entitled to an Advanced Learner Loan. This government-backed scheme pays your course fees so you can begin learning straight away.

All our courses attract Advanced Learner Loans, take a look at the course departments and start your learning journey.

Repayments?

Not until you earn over £21,000 a year

No repayments until you’re earning over £21,000pa

There’s no credit check and your income isn’t taken into account when you apply for the loan. You start to repay in April of the year after your loan is taken out, but you only start repaying the loan when you earn more than £21,000 a year. So, if you are not earning £21,000 a year at that point, the repayments are put on hold and you pay nothing back until you are earning that amount or more.

You can pay for any of our RQF courses with an Advanced Learner Loan (so long as you’re 19 or over - there’s no upper age limit) and the repayments, when they start, will be 9% of your income over £21,000.

Take a look at the departments to see which course interests you >

How?

How do I pay it back and how much will I have to pay back a month when I am earning?

This loan is one that you only pay back if you are earning

You only start repaying the loan the April after you have finished your course. Then you only start repayments when you earn more than £21,000 a year. When you earn over £21,000pa you then only pay back 9% of your income over £21,000. So for example your repayments would be:

  • £7 a month - if you earned £22,000 a year
  • £30 a month - if you earned £25,000 a year

Take a look at our repayment calculator if you want to see more examples.

If you are not earning £21,000 a year at any point, the repayments are put on hold and you pay nothing back until you are earning that amount or more. If you are employed, the repayments can be taken from your salary at the same time as your tax and National Insurance. If you become self employed you can include repayments as part of your annual tax return.

You can pay for any of our RQF courses with an Advanced Learner Loan (so long as you’re 19 or over - there’s no upper age limit).

Take a look at the departments to see which course interests you >

What if?

What if I don’t find a job or don’t ever earn over £21,000

If you don’t earn over £21,000pa you don’t start repayment

If your income drops below £21,000, your loan payments will pause until you earn more again. If you don’t earn enough, or are unfit for work the repayments are kept on pause and you pay nothing until your income gets above £21,000 a year.

If, after 30 years, you have paid just part of the loan back, or none at all, it will be written off completely, so you won’t have a debt hanging over you.

Use our repayment calculator below to see how monthly payments relate to earnings.

Take a look at the departments to see which course interests you >

Can I?

Can I still get a loan when I’ve already got qualifications?

Yes you can still get a loan even though you already have qualifications

Advanced Learner Loans are there to help you learn new things - to change jobs, get a promotion or return to work after a break, things like that. It doesn’t matter if you already have qualifications, you can still get a loan to pay for a new DTS course.

No matter how highly qualified you may be in one kind of career, you may want to do something entirely different now. People’s interests change over time and their working lives can change direction. Advanced Learner Loans can also enable you to re-train and start a new career path.

Take a look at the departments to see which course interests you >

Repayment

Calculator

if you start to earn a salary of £22,000, you’ll pay just £90 a year or £7.50 a month (9% of £1000) off your loan. Let’s say that you earn £30,000, and then you’ll repay £810 a year (£67.50 a month). You can work out if you have to repay by sliding the scale below.

Earnings each year before tax (£ thousands)
You are earning this
much per month
£
You would repay this
much per month
£


Take a look at the departments to see which course interests you >
How much it costs
Income Repayment
While you're studying and until the April after you leave the course £0 a month
£21,000 or less £0 a month
£21,000 to £30,000 £0 to £67 a month
£31,000 to £40,000 £75 to £142 a month

5 steps

There are just 5 steps to getting your loan

Choose your DTS course, ENROL and complete the online application form.

Are you 19 or over? Are you a UK citizen or have you lived here for 3 years or more? Is your course at level 3 or 4? If the answers are yes, then you are likely to be eligible. All our courses attract Advanced Learner loan funding.

Book your course online

Book your course online and we will then email you a Qualifications Learning and Funding Letter (QLF).

Apply on SFE website

Once you have received your QLF you then simply use it to complete the online application on the Student Finance England (SFE) website, using the links provided.

Wait for Loan Approval, but start your studies straight away

Within a few weeks the SFE approve your loan (assuming all criteria have been met) and send you a letter confirming that you can start your course. The SFE will also notify DTS that you have been approved. The good news is, we let you start learning online as soon as you have applied for a loan. So you don’t have to wait around and can start learning immediately.

Get Approval status from the SFE

Once your loan is approved you can start submiting assignments and getting Assessor feedback from your own personal assessor.